/* Redwood Insurance - Static site */
:root{
  --paper:#ffffff;
  --ink:#0d1721;
  --muted:#52606d;
  --line:rgba(13,23,33,.12);
  --brand:#b11226;
  --brand2:#162433;
  --shadow: 0 18px 50px rgba(13,23,33,.18);
  --radius: 18px;
}

*{box-sizing:border-box}
html,body{height:100%}
body{
  margin:0;
  font-family: Manrope, system-ui, -apple-system, Segoe UI, Roboto, Arial, sans-serif;
  color:var(--ink);
  background:linear-gradient(180deg,#ffffff 0%, #fbfbfc 100%);
}

a{color:inherit; text-decoration:none}
a:hover{opacity:.9}

.container{width:min(1120px, 92vw); margin:0 auto}

.skip{
  position:absolute; left:-999px; top:auto; width:1px; height:1px; overflow:hidden;
}
.skip:focus{left:16px; top:16px; width:auto; height:auto; padding:10px 12px; background:#fff; border:1px solid var(--line); border-radius:12px; z-index:9999}

.topbar{
  position:sticky; top:0; z-index:100;
  backdrop-filter: saturate(140%) blur(10px);
  background:rgba(255,255,255,.86);
  border-bottom:1px solid var(--line);
}

.topbar__inner{
  display:flex; align-items:center; justify-content:space-between;
  padding:14px 0;
  gap:18px;
}

.brand{display:flex; align-items:center; gap:12px}
.brand__mark{
  width:44px; height:44px;
  display:grid; place-items:center;
  border-radius:14px;
  background:rgba(177,18,38,.08);
  border:1px solid rgba(177,18,38,.18);
  overflow:hidden;
}
.brand__mark svg{width:34px; height:34px}
.brand__text{display:flex; flex-direction:column; line-height:1}
.brand__name{
  font-family: "Playfair Display", serif;
  font-weight:700;
  letter-spacing:.5px;
  font-size:18px;
}
.brand__tag{font-size:12px; color:var(--muted); margin-top:2px; letter-spacing:.22em; text-transform:uppercase}

.nav{display:flex; align-items:center; gap:18px}
.nav a{font-size:14px; color:var(--brand2)}
.nav a:hover{color:var(--ink)}

.hamburger{
  display:none;
  width:44px; height:44px;
  border-radius:14px;
  border:1px solid var(--line);
  background:#fff;
  cursor:pointer;
}
.hamburger span{
  display:block; height:2px; width:18px;
  background:var(--brand2);
  margin:5px auto;
  border-radius:2px;
}

.mobile{
  border-top:1px solid var(--line);
  background:rgba(255,255,255,.92);
}
.mobile__inner{padding:16px 0; display:grid; gap:10px}
.mobile__inner a{padding:10px 12px; border:1px solid var(--line); border-radius:14px; background:#fff}

.btn{
  display:inline-flex; align-items:center; justify-content:center;
  padding:12px 16px;
  border-radius:16px;
  background:var(--brand);
  color:#fff;
  border:1px solid rgba(0,0,0,0);
  font-weight:700;
  letter-spacing:.01em;
}
.btn--wide{width:100%}
.btn--ghost{
  background:#fff;
  color:var(--brand2);
  border:1px solid var(--line);
}
.btn:active{transform:translateY(1px)}

.hero{
  position:relative;
  padding:64px 0 26px;
  overflow:hidden;
}
.hero__grid{
  display:grid;
  grid-template-columns: 1.05fr .95fr;
  gap:34px;
  align-items:start;
}

.pill{
  display:inline-flex;
  padding:8px 12px;
  border-radius:999px;
  border:1px solid rgba(177,18,38,.22);
  background:rgba(177,18,38,.07);
  color:var(--brand2);
  font-weight:700;
  letter-spacing:.02em;
  font-size:13px;
}

h1{
  margin:16px 0 10px;
  font-family:"Playfair Display", serif;
  font-size:54px;
  line-height:1.02;
  letter-spacing:-.02em;
}
.lead{font-size:18px; line-height:1.6; color:var(--muted); max-width:56ch}

.hero__cta{display:flex; gap:12px; margin-top:18px; flex-wrap:wrap}

.trust{
  display:flex; gap:18px; margin-top:22px; flex-wrap:wrap;
}
.trust__item{
  padding:12px 14px;
  border-radius:16px;
  border:1px solid var(--line);
  background:#fff;
  box-shadow: 0 10px 30px rgba(13,23,33,.06);
}
.trust__num{display:block; font-weight:800; color:var(--brand2)}
.trust__label{display:block; font-size:13px; color:var(--muted); margin-top:3px}

.hero__card .card{
  padding:18px;
  border-radius:var(--radius);
  background:#fff;
  border:1px solid var(--line);
  box-shadow: var(--shadow);
}
.hero__card h2{margin:0 0 6px; font-size:20px}
.muted{color:var(--muted)}
.fineprint{font-size:12px; color:var(--muted); margin:10px 0 0}
.form{margin-top:12px; display:grid; gap:12px}
.form label{display:grid; gap:7px; font-size:13px; font-weight:700; color:var(--brand2)}
input, select, textarea{
  width:100%;
  padding:12px 12px;
  border-radius:14px;
  border:1px solid var(--line);
  outline:none;
  font:inherit;
  background:#fff;
}
input:focus, select:focus, textarea:focus{border-color: rgba(177,18,38,.5); box-shadow: 0 0 0 4px rgba(177,18,38,.12)}
textarea{resize:vertical}
.form__row{
  display:grid;
  grid-template-columns: 1fr 1fr;
  gap:12px;
}

.callout{
  margin-top:14px;
  padding:14px 16px;
  border-radius:var(--radius);
  border:1px dashed rgba(22,36,51,.24);
  background:linear-gradient(180deg, rgba(22,36,51,.03), rgba(177,18,38,.03));
}
.callout__title{font-weight:800; color:var(--brand2)}
.callout__body{margin-top:6px; color:var(--muted)}
.callout a{color:var(--brand2); text-decoration:underline; text-underline-offset:3px}

.hero__fade{
  position:absolute; inset:auto -20% -220px -20%;
  height:420px;
  background:radial-gradient(closest-side, rgba(177,18,38,.12), rgba(177,18,38,0));
  filter: blur(10px);
  pointer-events:none;
}

.section{padding:70px 0}
.section--alt{background:linear-gradient(180deg,#ffffff 0%, #f7f8fa 100%); border-top:1px solid var(--line); border-bottom:1px solid var(--line)}
.section__head{margin-bottom:22px}
.section__head h2{margin:0; font-size:34px; font-family:"Playfair Display", serif}
.section__head p{margin:10px 0 0}

.grid{display:grid; gap:16px}
.cards{grid-template-columns: repeat(3, 1fr)}
.tile{
  padding:18px;
  border-radius:var(--radius);
  background:#fff;
  border:1px solid var(--line);
  box-shadow: 0 12px 40px rgba(13,23,33,.06);
}
.tile h3{margin:0 0 8px; font-size:18px}
.tile p{margin:0 0 12px; color:var(--muted); line-height:1.6}
.tile ul{margin:0; padding-left:18px; color:var(--muted); line-height:1.7}

.split{
  display:grid; grid-template-columns: 1.1fr .9fr; gap:22px; align-items:start;
}
.bullets{margin-top:18px; display:grid; gap:14px}
.bullet{display:flex; gap:12px; align-items:flex-start}
.bullet__icon{
  width:28px; height:28px; border-radius:10px;
  display:grid; place-items:center;
  background:rgba(177,18,38,.10);
  border:1px solid rgba(177,18,38,.18);
  color:var(--brand);
  font-weight:900;
}

.panel{
  padding:18px;
  border-radius:var(--radius);
  background:#fff;
  border:1px solid var(--line);
  box-shadow: var(--shadow);
}
.panel h3{margin:0 0 10px; font-size:18px}
.steps{margin:0; padding-left:18px; color:var(--muted); line-height:1.8}
.note{
  margin-top:12px;
  padding:12px 14px;
  border-radius:14px;
  border:1px solid rgba(22,36,51,.14);
  background:rgba(22,36,51,.03);
  color:var(--muted);
}

.timeline{display:grid; gap:12px}
.timeline__item{
  display:flex; gap:14px;
  padding:16px;
  border-radius:var(--radius);
  border:1px solid var(--line);
  background:#fff;
}
.timeline__num{
  width:40px; height:40px; border-radius:14px;
  display:grid; place-items:center;
  background:var(--brand);
  color:#fff;
  font-weight:900;
}
.timeline h3{margin:0 0 6px}
.timeline p{margin:0; color:var(--muted); line-height:1.6}

.accordion details{
  padding:14px 16px;
  border-radius:var(--radius);
  border:1px solid var(--line);
  background:#fff;
  margin-bottom:12px;
}
.accordion summary{
  cursor:pointer;
  font-weight:800;
  color:var(--brand2);
}
.accordion p{color:var(--muted); line-height:1.7; margin:10px 0 0}

.cta{
  padding:22px;
  border-radius:calc(var(--radius) + 6px);
  border:1px solid rgba(177,18,38,.22);
  background:linear-gradient(135deg, rgba(177,18,38,.10), rgba(22,36,51,.03));
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap:18px;
}
.cta h2{margin:0; font-size:28px; font-family:"Playfair Display", serif}
.cta__actions{display:flex; gap:10px; flex-wrap:wrap}

.footer{
  margin-top:22px;
  padding:22px 0 10px;
  border-top:1px solid var(--line);
  display:flex;
  justify-content:space-between;
  gap:18px;
  flex-wrap:wrap;
}
.footer__brand{display:flex; gap:12px; align-items:center}
.footer__mark{
  width:48px; height:48px; border-radius:16px;
  background:rgba(177,18,38,.08);
  border:1px solid rgba(177,18,38,.18);
  display:grid; place-items:center; overflow:hidden;
}
.footer__mark svg{width:36px; height:36px}
.footer__name{font-weight:900; letter-spacing:.02em}

.footer__cols{display:flex; gap:28px; flex-wrap:wrap}
.footer__head{font-weight:900; margin-bottom:6px}
.footer a{color:var(--brand2); text-decoration:underline; text-underline-offset:3px}

@media (max-width: 980px){
  .hero__grid{grid-template-columns: 1fr; gap:18px}
  h1{font-size:44px}
  .cards{grid-template-columns: 1fr 1fr}
  .split{grid-template-columns: 1fr}
}
@media (max-width: 640px){
  .nav{display:none}
  .hamburger{display:block}
  .form__row{grid-template-columns: 1fr}
  .cards{grid-template-columns: 1fr}
  .cta{flex-direction:column; align-items:flex-start}
}