Redwood Insurance

Independent brokerage • Personal & Commercial

Coverage that fits. Advice you can trust.

Redwood Insurance is an independent brokerage that shops top carriers to find the right balance of protection and price—without the runaround.

Multiple carrier options
Fast quotes & comparisons
Local service, modern tools

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Coverage solutions

Built for real life—homes, vehicles, businesses, and everything in between.

Homeowners

Protect your home and belongings with coverage that matches your property and risk profile.

  • Replacement cost guidance
  • Wind, water, and liability options
  • Bundle savings opportunities

Auto

Right-size liability, comprehensive, collision, and uninsured motorist coverage.

  • Multi-vehicle discounts
  • High-limit options
  • SR-22 support (where applicable)

Commercial

Insurance programs designed for small to mid-sized businesses.

  • General liability
  • Property & business interruption
  • Workers’ comp & commercial auto

Umbrella

Extra protection above your home and auto limits for peace of mind.

  • Higher liability limits
  • Asset protection strategy
  • Affordable add-on

Landlord

Coverage for rental properties and liability tailored to investors and owners.

  • Dwelling policies
  • Loss of rents options
  • Multi-property portfolios

Life

Term and permanent solutions to protect your family and your future.

  • Term life comparisons
  • Family protection planning
  • Business succession options

Why clients choose Redwood

We’re independent—meaning we work for you, not one carrier. Our job is to explain tradeoffs clearly, help you avoid coverage gaps, and make renewals painless.

Carrier shopping

We compare pricing and coverage across multiple insurers.

Plain-English advice

Understand what you’re buying—no jargon, no surprises.

Renewal reviews

We check your policy each year and recommend adjustments.

What we’ll ask (so we can shop properly)

  1. Basic details (property/vehicle/business)
  2. Current policy declarations (if you have it)
  3. Claims history (if any)
  4. Preferred deductibles and limits
Tip: Uploading your current declarations page speeds up quoting dramatically.

How it works

A simple process that gets you covered without wasting your time.

1

Tell us what you need

Request a quote in under a minute. We’ll confirm details and ask for anything missing.

2

We shop and compare

We quote multiple carriers and highlight differences in coverage—not just price.

3

You choose with confidence

Pick the option that fits. We handle paperwork and stay available for service and renewals.

FAQ

Quick answers to common questions.

Are you tied to one insurance carrier?

No. As an independent brokerage, we can compare multiple carrier options to match coverage and price.

Do you charge broker fees?

Many policies are compensated by the carrier. If any fee applies, we disclose it up front.

How fast can I get a quote?

Often same-day for personal lines. Commercial timelines vary based on the business and underwriting needs.

Can you help at renewal?

Yes. We review renewals annually and shop alternatives if pricing or coverage changes.

Ready for options?

Request a quote and we’ll send comparisons with clear recommendations.